Veterans in Ohio can get property tax relief through the Disabled Veterans Enhanced Homestead Exemption. This program cuts the taxable value of their primary home by up to $56,000 in 2025.
It’s for those with a 100% service-connected disability. This article will cover who’s eligible, how to apply, and other tax relief options for Ohio veterans. Read on to learn how to save on your property taxes and get financial relief.
Property Tax Relief for Ohio Veterans
Property taxes can be tough for veterans, who often live on fixed incomes. Ohio has special relief programs for eligible veterans. The main one is the Disabled Veterans Enhanced Homestead Exemption, but there are others too.
Knowing about these programs can save you a lot of money each year. This guide will explain everything Ohio veterans need to know about property tax relief in 2025. Let’s dive into the details to help you save more.
What Is the Disabled Veterans Enhanced Homestead Exemption?
The Disabled Veterans Enhanced Homestead Exemption is Ohio’s main property tax relief for veterans. It lowers the taxable value of a veteran’s primary home. In 2025, eligible veterans can exempt up to $56,000 of their home’s market value.
This means if your home is worth $100,000, you’ll be taxed as if it’s worth $44,000. The exemption applies to real property or manufactured/mobile homes. It’s a big help for disabled veterans looking for financial stability.
Who Qualifies for the Disabled Veterans Homestead Exemption?
Not all veterans qualify for this exemption. Ohio has strict rules to make sure benefits go to those with big service-related disabilities. Here’s who can apply:
- Veterans with 100% Disability: Must have a 100% service-connected disability rating from the VA or a 100% rating based on Individual Unemployability (IU).
- Honorable Discharge: Must have been discharged or released under honorable conditions.
- Ohio Resident: Must own and occupy the home as your primary residence as of January 1 of the application year.
Surviving spouses of eligible veterans or public service officers killed in the line of duty may also qualify. There’s no age or income limit for disabled veterans, unlike other homestead exemptions.
How Much Can Veterans Save with the Homestead Exemption?
Savings vary based on your home’s value and local tax rates. In 2025, the exemption shields $56,000 of your home’s market value. On average, Ohio homeowners save about $400–$800 annually with this exemption.
For example, if your county’s tax rate is 1.5% and your home is worth $150,000, you’d save $840 per year ($56,000 × 1.5%). Check your county auditor’s website for exact rates.
Estimated Savings by Home Value (2025)
| Home Market Value | Exempted Value | Tax Rate (1.5%) | Annual Savings |
|---|---|---|---|
| $100,000 | $56,000 | $840 | $840 |
| $150,000 | $56,000 | $840 | $840 |
| $200,000 | $56,000 | $840 | $840 |
| $250,000 | $56,000 | $840 | $840 |
Note: Savings capped at $56,000 exemption. Local tax rates vary.
How to Apply for the Disabled Veterans Homestead Exemption
Applying is easy but needs some documents. You must apply to your county auditor’s office by December 31. Here’s how to do it:
- Gather Documents:
- VA award letter showing 100% disability or IU status.
- DD Form 214 proving honorable discharge.
- Proof of residency (e.g., Ohio driver’s license).
- Complete Form DTE 105I:
- Available at your county auditor’s office or online at tax.ohio.gov.
- Requires your signature under penalty of perjury.
- Submit to County Auditor:
- Mail or deliver to your county auditor’s office (e.g., Lake County Auditor, 105 Main St., Painesville, OH 44077).
- Electronic filing is not allowed; submit the original form.
- Await Approval:
- You’ll receive a notice by the first Monday in October.
- If denied, you can appeal using Form DTE 106B.
Contact your county’s Veterans Service Office for help with forms or questions.
Other Property Tax Relief Options for Ohio Veterans
Ohio has more tax relief programs for veterans. These options might help those who don’t qualify for the Disabled Veterans Homestead Exemption or want more savings. Check them out:
1. Standard Homestead Exemption
- For seniors (65+) or permanently disabled Ohioans (not necessarily veterans).
- Exempts $28,000 of home value in 2025.
- Income limit: $40,000 household income (excludes Social Security).
2. Owner-Occupancy Credit
- Available to all Ohio homeowners who live in their home as their primary residence.
- Reduces property taxes by 2.5% on the home’s taxable value.
- No disability or veteran status required.
3. Ohio Military Injury Relief Fund (MIRF)
- Provides a $500 tax-exempt payment to veterans injured in combat post-October 7, 2001.
- Apply through the Ohio Department of Veterans Services (P.O. Box 373, Sandusky, OH 44871).
- Not a property tax exemption but helps offset costs.
Proposed Changes to Veteran Property Tax Relief in Ohio
Ohio lawmakers are looking to help veterans more with property taxes. House Bill 694, from 2022, aimed to make property taxes free for 100% disabled veterans. Even though it didn’t pass by 2025, it shows more support for veterans.
In 2024, the homestead exemption for disabled veterans went up to $56,000. This change keeps up with inflation. Keep an eye on ohiohouse.gov or dvs.ohio.gov for any new updates.
Common Questions About Veteran Property Tax Relief
Veterans often have questions about tax relief. Here are answers to some common ones:
Do I Need to Reapply Every Year?
No, once you’re approved, you don’t need to reapply unless your situation changes. Let your county auditor know if you move or sell your home.
Can I Apply If I Co-Own My Home?
Yes, if you’re a 100% disabled veteran, your part of the home’s value is exempt. If you own it with a spouse, you get the full exemption.
What If I’m in a Nursing Home?
You can qualify if you plan to go back home. Talk to your county auditor to see if you’re eligible.
Does the Exemption Affect School Funding?
No, Ohio makes sure schools and local governments get the money they need. Your savings won’t hurt local services.
Getting tax relief can be tricky. Here are some common problems and how to solve them:
- Challenge: Getting VA documents.
- Tip: Call the VA at 1-800-827-1000 or visit va.gov to get your award letter.
- Challenge: Meeting deadlines.
- Tip: Apply early—applications are accepted from January 1 to December 31.
- Challenge: Understanding local tax rates.
- Tip: Check your county auditor’s website or call for a personalized estimate.
Veterans Service Offices in each county can help with applications and appeals.
Why Ohio Supports Veterans with Tax Relief
Ohio has over 900,000 veterans, and the state cares about their financial health. Programs like the homestead exemption show Ohio’s dedication to honoring veterans. For over 50 years, Ohio has given tax breaks to those in need, including disabled veterans.
House Bill 85, passed in 2017, made Ohio’s homestead exemption for disabled veterans better. This change makes Ohio competitive with 47 other states. It helps veterans keep their homes.
Comparison of Homestead Exemptions in Ohio (2025)
| Exemption Type | Eligible Group | Exempted Value | Income Limit |
|---|---|---|---|
| Disabled Veterans Enhanced | 100% Disabled Veterans | $56,000 | None |
| Senior/Disabled Standard | Age 65+ or Disabled | $28,000 | $40,000 |
| Surviving Spouse (Public Service) | Spouses of Fallen Officers | $56,000 | None |
How to Find Your County Auditor’s Office
Every Ohio county has its own office for handling homestead exemption applications. Here’s how to find yours:
- Visit tax.ohio.gov: Search for your county’s auditor contact details.
- Call Ohio Department of Veterans Services: Dial 877-644-6838 for guidance.
- Check County Websites: Most counties (e.g., Cuyahoga, Franklin, Lake) list forms and instructions online.
For example, Lake County veterans can contact the auditor at 440-350-2532 or visit lakecountyohio.gov.
Additional Resources for Ohio Veterans
Ohio offers more than just property tax relief for veterans. Check out these resources for more support:
- Ohio Department of Veterans Services (dvs.ohio.gov): Offers financial assistance, healthcare, and education benefits.
- County Veterans Service Offices: Provide personalized help with benefits and applications.
- VA Benefits (va.gov): Access federal programs like disability compensation and healthcare.
- Ohio Military Injury Relief Fund: Apply for a $500 grant if injured in combat.
These resources can help you save money and improve your life.
What If Your Application Is Denied?
If your homestead exemption application is denied, don’t lose hope. You can appeal the decision using Form DTE 106B. File by the first-half tax payment deadline (usually January or February).
Contact your county auditor for reasons of denial and gather more proof (like updated VA letters). Veterans Service Offices can assist with appeals.
Staying Informed About Future Tax Relief
Tax laws change, and Ohio may introduce new veteran benefits. To stay updated:
- Subscribe to Ohio Department of Taxation newsletters at tax.ohio.gov.
- Follow Ohio House and Senate updates at ohiohouse.gov or ohiosenate.gov.
- Join veteran groups on social media for trending news and tips.
Monitoring these sources ensures you don’t miss new opportunities.
Conclusion: Secure Your Property Tax Relief Today
Ohio’s Disabled Veterans Enhanced Homestead Exemption offers big savings on property taxes. It exempts $56,000 of your home’s value in 2025. This can really help with financial stress.
To apply, you need to do it by December 31. Make sure you have all your documents ready. If you need help, contact your county auditor.
Look into other programs like the Military Injury Relief Fund or Owner-Occupancy Credit. These show Ohio cares about its veterans. Don’t wait to get the relief you deserve.
